Looking for an equity release calculator that doesn’t ask for your personal details? Sometimes you just want a quick estimate of how much you can release before talking to an adviser - and that’s how this calculator works..
Looking for an equity release calculator that doesn’t ask for your personal details? Sometimes you just want a quick estimate of how much you can release before talking to an adviser - and that’s how this calculator works..
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You may be able to release more cash with some equity release products and personailised opions.
If you are aged 55+, equity release could help you access some of the money tied up in your home, without having to move. It can give you the freedom to enjoy your retirement, fund home improvements, take that dream holiday, or even support family members – all without having to sell your home.
Our equity release calculator is a great first step if you’re curious about what’s possible. It gives you an instant estimate of how much you might be able to release, based on your age, your property’s value, and lending criteria from the UK’s leading equity release providers.
You don’t need to provide any personal contact details, so you can explore your options privately and at your own pace. However, for confirmation of your eligibility and how much you can release, we recommend getting in touch with Compare More’s selected equity release advisers. Call 0800 234 5678 or request a call back to discuss your circumstances with an adviser.
Our lifetime mortgage calculator gives you an instant estimate of how much you might be able to release, without needing to share lots of details upfront.
We’ll start by asking for your age. If you’re thinking of applying with a partner or spouse, just pop in the age of the youngest applicant. The minimum age for a lifetime mortgage is 55.
As with most decisions about financial matters, you do need to weigh up the pros and cons of a lifetime mortgage.
A lifetime mortgage - the main type of equity release - is a type of secured loan, but one where you don’t have to make regular repayments unless you choose to do so. Instead, the loan plus accrued interest is typically repaid from the sale of your home when you pass away or move into long-term care.
Here are some of the reasons a lifetime mortgage may meet your financial needs:
Tax-free cash to spend however you want, from clearing your existing mortgage to funding holidays and home improvements.
Freedom from having to make monthly loan repayments.
The option to pay off some or all of the interest each month, which would reduce or prevent the build up of the outstanding balance.
Full ownership of your home and the right to live there for as long as you want.
Freedom to move home, if the new property meets the lifetime mortgage provider’s criteria.
Although equity release can help you to do more of the things you want, there are potential disadvantages to consider:
Will reduce the size of inheritance you leave as there will be less equity to pass on.
The amount owed can grow quickly due to compound interest, unless you make regular interest payments.
Releasing money might affect your eligibility for homecare funding and other means-tested benefits.
Early repayment fees typically apply should you wish to repay the loan plus interest early. However, lenders waive fees in some circumstances.
If you gift some of the money you release to family or friends, they may be liable to pay inheritance tax when you pass away.
Explore your options and find the equity release plan that works for you.
Page updated on 7th August 2025, Reviewed by Clare Yates
