How our Best Quote Guarantee works

Thinking about releasing equity from your property? With our selected equity release comparison service, you’ll be covered by a Best Quote Guarantee. If you discover a cheaper deal elsewhere, you’ll be able to claim a £750 M&S voucher.

Equity release lets you access tax-free funds tied up in your home, but one of the most important factors to consider is securing the most competitive interest rate available. That’s where our selected advisers step in.

They’ll search the market and compare products from the UK’s top equity release lenders, working to secure the lowest possible rate for your circumstances. By doing so, they can help reduce the long-term cost of borrowing through a lifetime mortgage — the most common type of equity release.

And to give you complete peace of mind, the Best Quote Guarantee ensures you’re getting the strongest offer available. Should you find a better rate elsewhere, you’ll receive a £750 M&S voucher — even if you decide not to proceed with an equity release plan.

Terms and conditions

The Best Quote Guarantee is offered by our primary selected adviser and is subject to their terms and conditions:

  1. The comparable Key Features Illustration must be based on exactly the same details provided to our selected adviser.

  2. The comparable Key Features Illustration must be submitted within 28 days of the recommendation made by your selected adviser.

  3. The comparable Key Features Illustration must be on a like-for-like disclosure of accurate health details (i.e. the client cannot withhold information that was used in the calculation of the alternative quote).

  4. Our selected adviser must be given a final opportunity to beat the plan at the point of challenge.

  5. The customer must provide evidence in the form of a Key Features Illustration, which can be sent to our selected adviser either by post or fax, or by email of a scanned or electronic copy.

In cases where the above conditions are met, and yet our selected adviser still cannot beat the comparable plan, they will send you a £750 M&S voucher. By receiving this voucher, you are in no way committed to using our selected adviser’s services.

What type of equity release plan is right for you?

Explore your equity release options to find a plan that’s best for you.

Equity release guides