Annual travel insurance is also known as multi-trip travel insurance, as it covers you for multiple trips over a 12-month period. It means you don’t have to buy a new policy every time you jet off – perfect if you love to travel more than once a year or enjoy spontaneous getaways!

You’re usually covered for medical emergencies, cancellations, lost luggage and travel delays. Plus, many policies let you add extras like winter sports, cruises or business travel. Cover can be arranged for a single traveller, a couple, a family, or even a group of people travelling together from different addresses.

It can save you time, money and paperwork. No more rushing to buy cover before every trip. Just make sure you double-check things like maximum trip length and where you’re covered, so there are no surprises when you’re away.