Thinking about getting a new mortgage deal - or maybe your first one? Make sure you’re clued up on how mortgages work, the different types of deals, and what you might need to budget for.
Thinking about getting a new mortgage deal - or maybe your first one? Make sure you’re clued up on how mortgages work, the different types of deals, and what you might need to budget for.
From how much deposit you’ll need and what kind of salary lenders look for, to fixed or variable rates, additional fees, and insurance requirements, there’s a lot to consider. These FAQs cover the key points to help you make informed choices and find a mortgage that suits your situation.
Page updated on 7th November 2025, Reviewed by Richard Groom