Taking out a loan is a big financial step, so it’s important to understand how borrowing works before you go ahead. This FAQ page answers some of the most common questions about loans, giving you a clearer picture of what’s involved.
Taking out a loan is a big financial step, so it’s important to understand how borrowing works before you go ahead. This FAQ page answers some of the most common questions about loans, giving you a clearer picture of what’s involved.
From eligibility and borrowing amounts to the application process, you’ll find straightforward information to help you make an informed decision. Whether you’re thinking about a loan to consolidate debts, fund home improvements, buy a car, or cover an unexpected cost, understanding how lending works will help you choose with confidence.
Explore your borrowing options to find a loan that’s best for you.
Page updated on 16th October 2025, Reviewed by Richard Groom