Council house home insurance is a contents-only policy made especially for council tenants. The council typically insures the building itself, so this insurance steps in to protect your personal belongings inside the home.

It covers items like furniture, carpets, clothes, gadgets and even jewellery if they’re damaged, destroyed, or stolen.

It's a popular choice for tenants who want to avoid the expense of replacing belongings if your home suffers fire, water damage, burglary or accidents.