With proper planning, the right financial decisions can help ensure you have funds for the things that matter most. Whatever your plans and goals for this stage of your life, now is the perfect time to get everything lined up.

Your 70s are usually when retirement is in full swing. It's a time to make sure your savings, pensions, property wealth and investments are working for you. But of course, not everyone retires by the time they reach 70. This can also be a time for getting the best from your income, while planning for retirement.

Whatever your circumstances, you will want to get your finances in order. Sometimes you’ll get help from products built for older customers, with features that match this phase of your life. Or it can be about choosing from products that may not be aimed at over 70s, but still have the features you need.

With so many choices available, make sure you take a look around, compare your options and shape your finances the way you want them.