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The quarterly total represents a 7% increase on the £1.5 billion paid out in the first three months of 2025.
Claims as a result of adverse weather conditions continue to drive a large number of claims, ahead of payouts for events like fire and theft.
Payouts for home and business owners
Between April and June, insurers paid out £322 million for damage caused by storms, heavy rainfall and frozen pipes. £198 million of this total related to damage to homes and possessions, while weather-related business claims totalled £124 million.
The average property claim came in at £6,200 for households and £17,400 for businesses.
ABI Head of General Insurance Policy, Mark Shepherd, said: “Our latest figures emphasise the vital protection insurance continues to offer people and businesses. They also underscore the growing impact of adverse weather on communities across the UK. With climate change making such events more severe and frequent, prevention must become a much greater part of the solution.”
Louise Clark, Manager of General Insurance Policy at the ABII, said: "Flooding and storm damage can be deeply distressing and disruptive. While we can't control the weather, small preventative steps can go a long way in protecting our homes and reducing the fallout. Clearing gutters, securing roof tiles, fixing any leaks, repairing cracks in doors and windows, and fitting flood gates or airbrick covers where needed, all help limit physical damage when bad weather strikes."