Credit cards can be handy for all sorts of reasons – from covering everyday spending and handling surprise costs, to picking up rewards along the way. With so many different types of card available, each with its own perks, it’s only natural to wonder which one suits you best.

That’s where these FAQs come in. They break down the essentials, help you make sense of how credit cards work, and highlight what to look out for before you apply. By the end, you should have a clearer picture of your options and feel more confident about choosing a card that keeps your finances on track.